Biggest Myth About Spending
Have you ever gotten the advice to, ‘just stop spending’ or ‘just make a budget.’ Did it work? If you are reading this, probably not.
If you are like me, you have tried to budget multiple times. And you’ve probably tried multiple budgets. But I’m going to bust a common myth about spending:
Overspending is not a budgeting problem. It’s a spending problem.
In order to meet your savings goal, you have to spend within your limits. If you can’t spend within those limits, you won’t be able to save.
But you already know that you struggle sticking within your spending limits. What you don’t know is where to start. I make it easy for you with my The Spending Types Quiz.
Beyond Budgeting
Budgeting happens on paper—where everything zeros out and looks perfect on paper. But spending doesn’t happen on paper. It happens in real time with real emotions.
Emotions are what drive our urge to shop, emotions that are triggered in our brain when needs are not being met. If we want to get to the bottom of our spending, we need to go beyond budgeting and discover the root cause of overspending to achieve financial freedom by becoming unshoppable.
FREE RESOURCES
Money Makeunder Community
Private Facebook Community
Join other women in this supportive community on their journey to end overspending and become unshoppable.
The Spending Types Quiz
Why You Overspend
There are six main spending archetypes that represent what drives overspending. Discover your primary Spending Type that drives you to overspend.
Impulse Spending Guide
Overcome Overspending
Stop impulse buys BEFORE they happen! Be proactive at spending less on things you don’t care about so you can spend more on the things you do.
Community
“I used to feel so alone in my overspending. I don’t feel alone with this supportive community”
Group Member
So Informative!
“I discovered that I’m a Spender Saver. The quiz even gave me three action steps for me. Best part is that I can do the steps now.”
Quiz Taker
A Great Resource
“Short and to the point but definitely helped me see my shopping tendencies in a different perspective. I also took the test that was provided. This is a great resource.”
Customer
PRODUCTS
Become Unshoppable Spending Guide
Traditional budgeting doesn’t give you tools to stop overspending. And unless we plan on returning everything we buy…we are out of luck and out of money! How do we overcome the overwhelming urge to shop?
Introducing the Become Unshoppable Spending Guide. I have curated the best questions to ask yourself before a purchase, so you can stop spending before it happens. I give you the tools so you can make mindful decisions about your money, rather than wonder where it went.
No more guilt-trips after a spending binge and no more dreading the credit card bill arriving in the mail because you will be in control of your spending decisions—instead of them being in control of you.
SERVICES
Become Unshoppable Small Group Coaching Program
I went from shopping daily and spending $1,200 per month to less than $300—and no, it was not from budgeting. It was by becoming unshoppable.
After struggling for years with overspending, I wanted to get to the bottom of my spending habits. But the only advice out there was to ‘just stop spending’ and ‘just make a budget.’
I started to look at just my spending—outside of bills and fixed expenses. That’s when I saw all of the spending I was doing—not just a few hundred but thousands each month. It
That’s when I discovered that overspending is not a budgeting issue—it’s a spending issue. You have to get to the reasons behind your spending in order to make lasting changes to your spending habits and your finances.
The mission of the Become Unshoppable Course is to equip each and every person with the tools necessary to overcome the urge to shop so you are in control of your spending rather than it being in control of you.
Implementing the principles that I teach in Become Unshoppable has changed my life forever. I have the temptation to shop just like everybody else, but now I am no longer controlled by it.
Frequently Asked Questions For Become Unshoppable
I have/don’t have a budget. Will this help me?
Yes! Beyond Unshoppable goes beyond traditional budgeting where we are learning the habits behind spending.
I have a busy schedule. How time-consuming is the course?
Yes, we have a parking lot adjacent to the restaurant, and street parking is also available. Valet parking is offered on weekends.
Will I actually see improvements in my spending?
Yes! The Spending Habits Approach targets the reasons behind spending. This knowledge will give you active tools to stop spending before it happens. Stopping spending at the root cause will make lasting changes to your spending.
How long till I see results?
If you follow the steps I outline in my course, you will see results within the first few weeks. But if you are willing to implement the steps immediately, you will see changes within the first two weeks.
I’ve been disappointed by similar programs before. How is yours different?
I understand that disappointment. Budgeting didn’t change my overspending, so I had to look at the deeper reasons behind my spending. That’s what makes Become Unshoppable different—looking at what drives your urge to overspend so you can overcome it and stop spending before it happens.
The Missing Piece
“I feel like this was the missing piece—something I have never seen anywhere else.”
★★★★★
Highly Recommend
“I love the mindset work. It was so helpful and transformative!”
★★★★★
Excellent
“I loved that it had a different focus than other budgeting courses!”
★★★★★
ABOUT ME
Mary Ann here, your spending coach. I am passionate that all women deserve to afford the life they want with the money they already have by becoming unshoppable, so they can become, guilt-free, debt-free, and experience true financial freedom.
At Money Makeunder, we help women afford the life they want with the money they already have with the specific purpose of regaining control over wasted money in their finances. Our ideal client is the stay at home mom or the working woman who feel they make good money but have nothing to show for it, and want to regain control over their household finances–and is looking to overcome overspending, so they may ultimately be guilt-free, debt-free, and experience true financial freedom.
My unique approach goes beyond the traditional budget, teaching what causes the urge to shop and compels us to buy. I help you discover the root cause of your overspending habits so you can solve the problem—not just implement temporary solutions.
Not only do I teach how to stop spending before it happens, but how to maintain good spending habits that keep you debt-free, guilt-free, and free to feel good about what you spend your money on!
Let’s Talk
Trust in our expertise to achieve the best outcome for you and your finances
maryann@becomeunshoppable.com
