12-Week Coaching Program
End Overspending.
Become Unshoppable.
Most programs fix your budget. The Shop SMART Program fixes the reason you overspend in the first place — permanently.
Sound Familiar?
You know you need to change. But budgets aren't the answer.
Most people who struggle with overspending have tried every spreadsheet, envelope method, and finance book out there. Nothing sticks.
Traditional budgets focus on the numbers. But numbers don't explain why you reach for your wallet when you're stressed, bored, or celebrating. Until you understand the root cause of your spending, the cycle continues.
A Different Approach
Targeting spending at the source is how permanent change happens.
The Shop SMART Program was built on a simple but powerful discovery: spending habits live in your behaviors, emotions, and triggers — not your bank statements.
Becoming Unshoppable isn't about never shopping again. It's about allowing shopping in your life without letting it control your life.
Over 12 weeks, you'll develop the essential skills to become a truly mindful consumer — for good.
Targeting spending behaviors at the source is how we make permanent changes to our spending habits.
— Mary Ann Stenquist, Spending Coach
The Method
The Shop SMART Framework
Shopping Analysis
Identify your spending habits — the what and why behind each purchase.
Mindset & Motivation
Assess the emotions and mindset driving your purchases below the surface.
Activate Trigger Awareness
Uncover the events and emotions that activate your urge to spend.
Real-Time Recognition
Analyze spending events to recognize and stop the cycle before it happens.
Transform Your Relationship
The ongoing practice of transforming your relationship with shopping — and becoming truly unshoppable.
12-Week Program Structure
Four phases. One transformation.
Weeks 1–3
Foundation Phase
Shopping Analysis & Mindset Assessment
Build awareness of your current spending patterns and the emotions driving them. Learn to track not just what you spend, but why you're reaching for your wallet.
Weeks 4–6
Discover Phase
Activate Trigger Awareness
Identify your unique spending triggers — the events, emotions, and circumstances that activate your urge to spend. Develop your personal trigger map.
Weeks 7–9
Action Phase
Real-Time Recognition
Learn to catch yourself in the moment. Practice recognizing spending urges as they happen and develop strategies to pause and make conscious choices.
Weeks 10–12
Transformation Phase
Transform Your Relationship
Integrate all the skills you've learned into lasting habits. Solidify your new identity as someone who is truly in control of their spending.
What You'll Gain
Permanent change — from the inside out.
This program is designed to address spending at its source. Here's what you'll walk away with:
Greater self-awareness — understand what's really driving your spending decisions.
Practical skills for mindful consumption you can use in real-time, every day.
Fulfillment outside shopping — discover what you were really looking for all along.
Your Coach
Meet Mary Ann Stenquist
As a Spending Coach, Mary Ann struggled with overspending for years — through budgets, finance books, and every system that promised a fix. Nothing worked.
Through her own journey and years of research, she uncovered what others hadn't: targeting spending behaviors at the source is the only way to create permanent change.
Her goal is simple: to help you overcome the urge to shop and truly become unshoppable.
Ready to become unshoppable?
Most people know they need to change their spending habits but never take the steps to do so. You're here. That's already powerful.
Enrollment Open
Shop SMART Program
12 Weeks · Personalized Coaching
Begin Your TransformationTake charge of your spending — and your life.